BMO Callable Contingent Income Barrier Notes, Series 1966 (CAD) Due July 11, 2033, Linked to Solactive Canada Energy Select 75 AR Index

Contingent Coupon Active

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Identification

Fundserv Code: JHN22237
Issuer: BMO
Currency: CAD
Product Type: PAR
A/F Class: A

Structure & Return

Structure: Contingent Coupon
Investment Objective: Income
Coupon Rate: 11.46%
Pay Frequency: Monthly
Coupon Knock-Out: -25.0%
Autocall Levels: 105%

Downside Protection

Downside Type: Barrier
Downside Level: -25%

Underlier

Name: Solactive Canada Energy Select 75 AR Index
Sector: Energy
Geography: Canada

Dates & Fees

Term: 7y
Issue Date: 09-Jul-26
Maturity Date: 11-Jul-33
Avail. Until: 06-Jul-26
Sales Commission: 2.50%

Current Early Trading Fee: 3.50%

Payoff at Maturity

Scenario	Condition	You Receive
Best	Underlier stays above coupon threshold (-25%) every period	Principal + all coupons (80.2%)
Base	Underlier declines but stays above barrier (-25%) at maturity; some coupons missed	Principal + partial coupons
Worst	Underlier falls below barrier (-25%) at maturity	Principal × (1 + underlier return)

For illustrative purposes only. These scenarios are hypothetical and do not represent actual or expected performance. The information presented is derived from publicly available data and may contain errors or omissions. Investors should review the official pricing supplement and offering documentation before making any investment decisions.

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