BMO Growth Principal Protected Deposit Notes, Series 1016 (CAD) Due January 22, 2029, Linked to Solactive Equal Weight Canada Banks 5% AR Index

Accelerator Active

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Identification

Fundserv Code: JHN4345
Issuer: BMO
Currency: CAD
Product Type: PPN
A/F Class: A

Structure & Return

Structure: Accelerator
Investment Objective: Growth
Upside Participation: 80%

Downside Protection

Downside Type: Principal Protected
Downside Level: 0%

Underlier

Name: Solactive Equal Weight Canada Banks 5% AR Index
Sector: Financial
Geography: Canada

Dates & Fees

Term: 2.5y
Issue Date: 22-Jul-26
Maturity Date: 22-Jan-29
Avail. Until: 17-Jul-26
Sales Commission: 2%

Current Early Trading Fee: 3.00%

Payoff at Maturity

Scenario	Condition	You Receive
Best	Underlier is positive at maturity	Principal + 80% of underlier gain
Base	Underlier is below initial level at maturity	Principal returned (at par)
Worst	Underlier is below initial level at maturity	Principal returned in full (principal protected)

For illustrative purposes only. These scenarios are hypothetical and do not represent actual or expected performance. The information presented is derived from publicly available data and may contain errors or omissions. Investors should review the official pricing supplement and offering documentation before making any investment decisions.

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