BNS Canada Large Cap (AR) Index Autocallable Notes Series 85F (CAD)

Auto Callable Active

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Identification

Fundserv Code: SSP8247
Issuer: Scotiabank
Currency: CAD
Product Type: PAR
A/F Class: F

Structure & Return

Structure: Auto Callable
Investment Objective: Income
Coupon Rate: 10.25% / 71.75% max
Pay Frequency: Annual
Excess Participation: 5.0%
Autocall Levels: 100%
Coupon Schedule: Period Cumulative Return

1 10.25%
2 20.50%
3 30.75%
4 41%
5 51.25%
6 61.50%
7 71.75%

Period	Cumulative Return
1	10.25%
2	20.50%
3	30.75%
4	41%
5	51.25%
6	61.50%
7	71.75%

Downside Protection

Downside Type: Barrier
Downside Level: -30%

Underlier

Name: Scotiabank Canada Top 30 Large Cap Dividend Index 135 AR
Sector: Broad Market
Geography: Canada

Dates & Fees

Term: 7y
Issue Date: 23-Jul-26
Maturity Date: 25-Jul-33
Avail. Until: 17-Jul-26

Payoff Scenarios

Best Case

If: Underlier rises above autocall level (100%); note is called early

Then: Principal + accumulated fixed return (10.2%) + potential variable return (5% of excess)

Base Case

If: Underlier declines but stays above barrier (-30%) at maturity

Then: Principal + fixed return (71.8%) + potential variable return (5% of excess)

Worst Case

If: Underlier falls below barrier (-30%) at maturity

Then: Principal × (1 + underlier return)

For illustrative purposes only. These scenarios are hypothetical and do not represent actual or expected performance. The information presented is derived from publicly available data and may contain errors or omissions. Investors should review the official pricing supplement and offering documentation before making any investment decisions.

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