SCOTIA

BNS U.S. Power & Utilities Basket Callable Contingent $11.82 Coupon Notes Series 31F (CAD)

Auto Callable Coupon Active
View on Scotiabank

Identification

Fundserv Code
SSP8278
Issuer
Scotiabank
Currency
CAD
Product Type
PAR
A/F Class
F

Structure & Return

Structure
Auto Callable Coupon
Investment Objective
Income
Coupon Rate
11.82%
Pay Frequency
Monthly
Coupon Knock-Out
-40.0%
Autocall Levels
105%
Coupon Schedule
PeriodsRate
1–600.985%

Downside Protection

Downside Type
Barrier
Downside Level
-40%

Underlier

Name
US Independent Power Producers (IPP) Basket
Sector
Utilities
Geography
United States

Dates & Fees

Term
5y
Issue Date
17-Jul-26
Maturity Date
17-Jul-31
Avail. Until
15-Jul-26

Payoff Scenarios

Best Case

Barrier 60%Autocall 105%Opening0Y1Y2Y3Y4Y560%80%100%120%

If: Underlier rises above autocall level (105%)

Then: Principal + coupons earned to date

Base Case

Barrier 60%Autocall 105%Opening0Y1Y2Y3Y4Y560%80%100%120%

If: Underlier declines but stays above barrier (-40%) at maturity; coupons paid when above threshold

Then: Principal + partial/full coupons (up to 59.1% total)

Worst Case

Barrier 60%Autocall 105%Opening0Y1Y2Y3Y4Y560%80%100%120%

If: Underlier falls below barrier (-40%) at maturity

Then: Principal × (1 + underlier return)

For illustrative purposes only. These scenarios are hypothetical and do not represent actual or expected performance. The information presented is derived from publicly available data and may contain errors or omissions. Investors should review the official pricing supplement and offering documentation before making any investment decisions.

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