BNS Callable Contingent $11.31 Coupon Geared Buffer Notes Linked to ServiceNow, Inc. Series 1 (CAD)

Auto Callable Coupon Active

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Identification

Fundserv Code: SSP8500
Issuer: Scotiabank
Currency: CAD
Product Type: PAR
A/F Class: A

Structure & Return

Structure: Auto Callable Coupon
Investment Objective: Income
Coupon Rate: 11.31%
Pay Frequency: Monthly
Coupon Knock-Out: -50.0%
Autocall Levels: 105%
Coupon Schedule: Periods Rate

1–60 0.942%

Periods	Rate
1–60	0.942%

Downside Protection

Downside Type: Buffer
Downside Level: -50%

Underlier

Name: ServiceNow, Inc.
Sector: Technology
Geography: United States

Dates & Fees

Term: 5y
Issue Date: 14-Aug-26
Maturity Date: 14-Aug-31
Avail. Until: 10-Aug-26
Sales Commission: 3%

Payoff Scenarios

Best Case

If: Underlier rises above autocall level (105%)

Then: Principal + coupons earned to date

Base Case

If: Underlier declines but within buffer (-50%) at maturity; coupons paid when above threshold

Then: Principal + partial/full coupons (up to 56.6% total)

Worst Case

If: Underlier falls more than buffer (-50%) at maturity

Then: Loss beyond buffer absorbed by investor. First -50% protected

For illustrative purposes only. These scenarios are hypothetical and do not represent actual or expected performance. The information presented is derived from publicly available data and may contain errors or omissions. Investors should review the official pricing supplement and offering documentation before making any investment decisions.

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